What is Social Security Disability?
Social Security defines disability as “the inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months”.
If you are applying for social security disability for the first time, there are two types of disability benefits you may qualify for.
The first is called Social Security Disability Insurance (SSDI). This type of disability benefit is based on your work history. It is designed for people who have worked and paid into the Social Security system and accumulated enough work history credits to qualify. This disability benefit isn’t based on your assets or your spouse’s income. Also, you cannot be working full-time (40 hours per week) to apply for this benefit. Social Security requires that applicants must be earning under SGA per month to even apply for this benefit. See our FAQ for more information on working and Social Security disability benefits.
The second is called Supplemental Security Income (SSI). SSI disability benefits is a program designed to pay disability benefits to disabled people with little to no work history pay basic living costs. The maximum benefit for SSI is around $770.00 per month. Other factors, including assets and spouse’s income are used to determine a person’s eligibility for this benefit.
There are also benefits for widows and benefits for children.
If you would like to apply for disability benefits, you are entitled to a FREE NO COST OR OBLIGATION Evaluation. Just complete the quick form and a SSDI/SSI representative will review your form and contact you. If you have already applied and have been denied in the last 60 days, don’t give up! You can still complete our form and appeal the decision to deny your claim with the help of one of our qualified Social Security Disability Representatives! Call 855-GO DISABILITY (855-463-4722) today.